Money and Investing
Wednesday, December 10, 2025
Friday, December 5, 2025
Sunday, November 30, 2025
Thursday, November 27, 2025
15 Things That Are No Longer Worth Your Money
https://www.youtube.com/watch?v=ofsbonvwxj0
As someone who is already frugal, this seems like common sense.
Monday, November 24, 2025
Ryan Gosling explains how to turn debt into money | The Big Short
https://www.youtube.com/watch?v=v_DQtUK-FXg
This is a good movie, but its one failing is that it does not explain the government's role in the 2008 financial crisis. Instead it blames greedy capitalists.
I am sure that there were greedy capitalists, but banks do not want to make bad loans. It is a terrible business strategy. Major corporations do not want to make bad investments. I assume, rightly or wrongly, that investment banks do not want to sell bad and fraudulent securities to their customers.
The government created two Government Sponsored Enterprises to create and sell mortgage back securities to create liquidity in the housing loan market. Then the government passed the Community Reinvestment Act that set goals for GSE's to pressure banks to create mortgages for people who would otherwise not be qualified Also, there was no incentive for banks to make good loans when the GSE's would buy the loans regardless at a profit for the bank. This is the cause of the subprime mortgage crisis.
When the government interferes with the free market, usually worse results happen.
I remember a commercial on TV in the 2000's, probably created by a GSE, showing a black family being able to afford their first home. This was the motivation of the government.
Wednesday, November 12, 2025
Saturday, November 8, 2025
Wednesday, November 5, 2025
Saturday, November 1, 2025
Sunday, October 26, 2025
Saturday, October 4, 2025
Tuesday, September 30, 2025
Wednesday, September 10, 2025
TELO Releases Cancer Suppressing Results
Telomir Pharmaceuticals
I am not making a stock recommendation. This kind of drug, if it works, would be a miracle.
I have made a prediction that we would find ways to extend human lifespan. My prediction might be wrong, but there is research going on in this area.
Why AA Batteries Still Suck
Sunday, September 7, 2025
Wawa (company)
https://en.wikipedia.org/wiki/Wawa_(company)
Wawa has opened a few convenience stores in Indiana, near big cities. They advertise so much that even my aunt in a small town wants to try them. They advertise sandwiches, hamburgers, and pizza.
I am leery of buying food from a gas station. It might be interesting to try their pizza.
Sunday, August 17, 2025
Axios
Zoom in: The risk in this particular moment is that Fed independence is under pressure while the full potential impact of tariffs has not been felt yet, which could leave monetary policy "really behind the curve," Natalucci says.
- The U.S. is "thriving because it's an open economy. It's a rules-based economy," he adds. If the rules are rewritten, it could be a catalyst for investors to continue moving away from dollar-denominated assets.
Yes, but: Not only is the U.S. not an emerging market, but American leadership still has the kind of credibility that emerging markets leaders often lack, Hsu notes.
- Trump has "a lot of willing believers," including market participants who felt economic data gathering needed reforms to make it more accurate.
What we're watching: "The market will price (any) policy mistake," Natalucci says. For now the bond market has been relatively stable since April.
- But if the Fed were to cut rates amid hot inflation, bond investors could react negatively, pushing up yields and making debt more expensive.
- That could put pressure on the administration, which has already proven that it reacts when the bond market panics.
The White House responded to an Axios request for comment on these parallels via email.
- "There is no virtue in defending a broken status quo and upholding elite-approved America Last policies that have eroded our industrial base and decimated American communities," White House spokesman Kush Desai writes, pointing to efforts to lower inflation and strike trade deals.
- "Ivory tower analyses that are completely disconnected from day-to-day reality for working class Americans aren't going to change these facts."
Wednesday, August 13, 2025
I Got a Juicer
I avoid sugary drinks, but the videos are interesting. I would rather eat oranges.
Orange juice at Walmart, depending upon the size, varies from $2.50 to $8.00. It is a little more expensive at Kroger.
Saturday, August 9, 2025
Saturday, August 2, 2025
Tuesday, July 29, 2025
Sunday, July 27, 2025
Annual finance for climate action surpasses USD 1 trillion, but far from levels needed to avoid devastating future losses - CPI
https://www.climatepolicyinitiative.org/press-release/annual-finance-for-climate-action-surpasses-usd-1-trillion-but-far-from-levels-needed-to-avoid-devastating-future-losses/
According to Google:
Annual global climate finance flows reached almost $1.3 trillion in 2021/2022, doubling from 2019/2020 levels. However, this represents only about 1% of global GDP, and experts estimate that much larger investments are needed to avoid the worst impacts of climate change.
Wednesday, July 2, 2025
Friday, June 20, 2025
Wednesday, June 4, 2025
Friday, May 30, 2025
Thursday, May 29, 2025
Friday, May 16, 2025
Thursday, May 15, 2025
Tuesday, May 13, 2025
Tuesday, May 6, 2025
America’s Growing Trade Deficit Is Selling the Nation Out From Under Us
America's Growing Trade Deficit Is Selling the Nation Out From Under Us
"We were taught in Economics 101 that countries could not for long sustain large, ever-growing trade deficits. At a point, so it was claimed, the spree of the consumption-happy nation would be braked by currency-rate adjustments and by the unwillingness of creditor countries to accept an endless flow of IOUs from the big spenders. And that's the way it has indeed worked for the rest of the world, as we can see by the abrupt shutoffs of credit that many profligate nations have suffered in recent decades. The U.S., however, enjoys special status. In effect, we can behave today as we wish because our past financial behavior was so exemplary—and because we are so rich. Neither our capacity nor our intention to pay is questioned, and we continue to have a mountain of desirable assets to trade for consumables.
In other words, our national credit card allows us to charge truly breathtaking amounts. But that card's credit line is not limitless. The time to halt this trading of assets for consumables is now..."
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